CFS Lease Programs

CFS offers 3 different Construction Equipment financing packages. Each one is designed to meet the specific needs of our clients and their customers.

First Amendment Lease

Designed for equipment with shorter useful life

Lease payments are expensed

for tax purposes

At end of term, lessee can either purchase equipment or renew the lease.

Capital Lease

Ownership of the equipment is automatically transferred to the lessee at the end of the lease term.

Lease can be designed with a purchase option of $1, 10% or 20%

Lease treated as a loan for accounting purposes

Lessee is treated as owner for tax depreciation purposes

Operating Lease

Term is shorter than expected useful life of the equipment

At end of lease, the equipment is returned to lessor or can be purchased at Fair Market Value

Lease payments are expensed, the asset is not added to lessee’s balance sheet.